Oregon Health Insurance

If you are a small business owner, you may be concerned about Oregon
health insurance. Approximately 60% of all Americans have some type of
health insurance through their employer. If you would like to offer
Oregon health insurance to your employees, but are concerned about the
price, please know that it is possible to find affordable health
insurance plans.

Because you have a small business with fewer
employees, it may seem that any type of health insurance plan you can
set up will have higher premiums. After all, unlike a larger company,
you do not have as many employees to help spread out the cost.
Insurance companies usually categorize a small business as one that has
between 2 and 50 employees although that number can go up to 250 in
some cases.

You can purchase group health insurance directly
from an insurance company. Because it is group insurance, the premiums
should be lower. Your employees will not be required to take a physical
or fill out any forms with regards to their past medical history. The
insurance company will let you know all the information you need to
collect to set up the Oregon health insurance policy, but usually it
just consists of employee name, date of birth, and zip code. If
purchasing group insurance from an insurance company is still too
costly, check with the local chamber of commerce. As a small business
owner, they may be able to help your employees join a larger pool of
group insurance policyholders to help bring the costs down even further.

Another
alternative is to check with the state insurance department. They may
be able to help you find purchasing pools within your local area or
even one that covers the entire state.

If you look around and
ask for help from the right organizations and departments, you should
be able to find Oregon health insurance that can benefit your employees.